One API and one dashboard for accepting payments, paying out worldwide and holding 30+ currencies — with FX rates the big banks won't show you.
The Lumenpay Console
Real-time balances, payouts and FX across every entity, every market, every currency — reconciled automatically.
Products
Terminals, checkout and invoicing report into one ledger — from a Dubai flagship store to a London webshop.
Push funds to 190+ countries over local rails — most arrive in seconds, not days.
Hold, convert and reconcile 30+ currencies with named local account details.
Mid-market FX with programmable auto-conversion rules and forward locks.
Machine-learning fraud scoring tuned per market — approve more, lose less.
Close the books in hours. Auto-reconciled settlements, exports to any ERP.
Global by Default
Direct integrations in the US, UK, EU, UAE, Singapore and Australia — no correspondent-bank roulette, no hidden lifting fees.
Security & Compliance
Your funds are safeguarded in tier-1 banks and your data encrypted end-to-end. We hold ourselves to the strictest global standards — and prove it, continuously.
Built for Builders
Loved Worldwide
“We replaced three PSPs and a treasury tool with Lumenpay. Settlement that took 4 days now lands the same hour — across 12 markets.”
“The mid-market FX alone pays for the platform. Our UAE payouts cleared instantly during Ramadan peak — flawless.”
“Cleanest payments API I've integrated in 15 years. We were live in Singapore, Sydney and New York inside one sprint.”
Pricing
One transparent price per transaction. Volume discounts kick in automatically.
2.9% + $0.30 per transaction. Everything you need to start selling globally.
2.4% + $0.25 per transaction. For scaling teams moving serious volume.
Interchange++ pricing from 0.4%. For platforms and enterprises.
Get Started
Open your Lumenpay account in minutes. Your first $50,000 in volume is on us.